Coverage
Medical professional negligence or carelessness in treatment is when a patient takes his or her medical treatment received to the civil court to claim compensation. The patient's complaint in this case shall not be construed as a complaint against the operation of the hospital or the terms of the contract for the provision of medical services.
Main medical professional liability insurance products
- Medical Professional Liability Insurance for Medical Facilities
- Medical Occupational Liability Insurance for individual doctors
The coverage of the Medical Mal Practices Insurance (MedMal) generally includes
- Medical incident claims: payment on behalf of the insured all losses resulting from any claims related to the medical incident of the insured in the provision of professional services provided that these claims are made against the insured during the period of insurance.
- Legal costs: payment on behalf of the insured of all expenses incurred directly in relation to the insured subject to coordinated interrogation, provided that this interrogation is against the insured and takes place during the period of insurance.
- Crisis/reputational costs
- Cost of legal representation during interrogation
- Cross Liability
Additional Coverage
- Defamation and slander
- Loss of documents
- Investigator's request
- Emergency First Aid
- Students & interns
- Newly established or acquired legal entity or subsidiary
- Run-off cover for organizations or subsidiaries that cease to operate
Heirs and legal representatives
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